
Stamp Duty Calculator
RESIDENTIAL
Instantly calculate your stamp duty costs for properties in England or Northern Ireland using our up-to-date 2025/26 calculator.
Utilise our Stamp Duty calculator to obtain an accurate estimate of your tax obligations. Whether you are a first-time buyer, relocating, or acquiring an additional property, our tool delivers a swift and dependable calculation tailored to your specific circumstances.
Stamp duty is applicable to freehold, leasehold, and shared ownership property transactions in England and Northern Ireland. This tiered tax system applies varying rates to different portions of the property price, with thresholds commencing at £125,001.
Confidently manage your stamp duty responsibilities
Our knowledgeable agents and mortgage specialists are available to assist you at every stage of the purchasing process—from understanding your SDLT liabilities to securing the most suitable financing options. Contact us today for personalised guidance to support your next property acquisition.
Current Stamp Duty Rates
Property Price | Rate |
Up to £125,000 | 12% |
The next £125,000 (the portion from £125,001 to £250,000) | 10% |
The next £675,000 (the portion from £250,001 to £925,000) | 5% |
The next £575,000 (the portion from £925,001 to £1.5 million) | 2% |
The remaining amount (the portion above £1.5 million) | 0% |
First-time Buyer Stamp Duty Rates
Property Price | Rates |
Up to £300,000 | 0% |
From £300,001 to £500,000 | 5% |
£500,001 and above | No Relief |
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A 3% surcharge applies to additional properties, including buy-to-let and second homes, on top of the standard stamp duty bands. Non-UK residents are subject to an additional 2% surcharge above the standard rates.
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Please note, properties located in Scotland are subject to the Land and Buildings Transaction Tax, while those in Wales incur the Land Transaction Tax, both of which are separate from Stamp Duty Land Tax.
Disclaimer: This calculator is provided for general informational purposes only and does not constitute formal financial or legal advice. It may not reflect the most current or comprehensive tax regulations and applies solely to certain residential property transactions within England and Northern Ireland. For specific guidance, please consult your legal, accounting, or financial professionals.
